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Ineffective parenting at root of society’s ills

We need to quit blaming the objects of tragedies. Guns were the tool used at Sandy Hook as well as Columbine, Virginia Tech, the theater in Colorado and the congresswoman’s shooting in Arizona. But we can’t overlook the biggest tragedy as far as lives lost, the Oklahoma federal building bombing. And now we have the Boston bombing that left three people dead and hundreds of people maimed for the rest of their lives. All of these acts were at the hands of the younger generation.

It’s easy to point to objects as the source of our problems. When are we going to tackle the real problem we have here in this country? The real problem starts and ends with us parents. Not only are parents not teaching their kids how to do the right things, we encourage it.

In days past, kids went to school to learn. We were expected to dress and act like students. Today if a teacher sends a kid home for inappropriate dress, the parent threatens the school system with a lawsuit over free speech. What does this say about our parenting? My child didn’t have free speech during her growing years.

We have done a crappy job of teaching our young what it means to have and give respect. If we can’t parent our kids, then at least give our school system back the tools they need to help us with the job. You can take my pistol, but it won’t solve a thing until we fix the problems we are creating with our kids at home.


Cafeteria cleanup a teaching tool for all

This is in response to William R. Troehler’s letter (May 13) that states students who receive free school lunches should be made to clean up the cafeteria. He states this will teach them self-respect.

All students need to be taught self-respect; therefore, they all should be made to clean up regardless of their financial background. Financial information is confidential, so students don’t need to be singled out for a situation over which they have no control.


Banking bills a boost for state’s taxpayers

The 2013 Indiana legislative session has brought about two positive changes for Indiana communities and the banks that serve them. The changes are securing the integrity of the Public Deposit Insurance Fund and reducing the financial institutions’ tax rate over the next four years. Both changes will allow Indiana banks to redirect money to better serve customers.

PDIF was created in 1937 to protect municipal deposits from potential failures of financial institutions holding public money, similar to the FDIC that protects individual bank deposits.

In recent years PDIF became underfunded. The new legislation includes having the state repay a $50 million loan over 10 years and allowing future earnings to stay in the fund. This will ensure PDIF can adequately protect deposits now and in the future. The ultimate benefactor is every taxpayer in Indiana, as their dollars are better protected.

This legislation will also decrease financial institutions’ tax rate over the next four years. The decrease will put banks on the same tax level as corporations, allowing them to reinvest additional capital into their communities.

I commend the efforts of legislators in passing these much-needed revisions to ensure the health of Indiana by protecting public funds and by strengthening banks’ ability to invest in their communities.

JAMES C. MARCUCCILLI Chairman, Indiana Bankers Association President and Chief Executive Officer STAR Financial Bank Fort Wayne